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Company & Philosophy

1st PMF Bancorp was founded in 1985 as a family run commercial lender named PM Factors that provided purely factoring as a direct lender; however, over the years, our clients' needs have grown and become more sophisticated and we have expanded our services to meet these needs.

Today, 1st PMF Bancorp has state and federal charters as a commercial bank lender and provides a wide spectrum of commercial lending services from Factoring and ABL lines to Export and Import financing. Even though our services have expanded, our philosophy of direct client relationships still remains unchanged. Principals (and our experienced staff) are always available to assist all of our clients on a personal basis whereas many other institutions rely on loan committees and bureaucratic red tape to make decisions. 1st PMF is in a unique position while big enough to service companies with annual sales in excess of $20 million and small enough to make real-time decisions.
Our philosophy has always extended to our clients' success and to this end, we have created programs throughout the years to meet our clients working capital needs without requiring the standard 3 years profitable tax returns, mandatory equity ratios, perfect personal credit history, etc. which typical banks have come to require.

TRADITIONAL BANK CREDIT LINE



BANKER'S PROGRAM
Factoring/ ABL



VENTURE CAPITAL
& Equity		 One of the unique programs 1st PMF Bancorp has developed in order for our clients to reach their financial goals is called "The Banker's Program". This is a graduate program that provides a traditional line of credit and an operating account through our Bank network where our fundings originate. This program allows for our clients to build credit and bank relationships more quickly than through traditional steps (for more information on this program, feel free to call us).

We believe that factoring/ABL (Asset Based Line) is apart of a business's natural progression as it begins to mature. Our working capital products can allow your firm to take advantage of growth and maintain critical momentum while also increasing your company's bottom line. The model at the left illustrates factoring's position as a company matures:
 

Our Services

  • Factoring
  • Accounts receivable factoring
  • Accounts receivable purchasing
  • Domestic receivable financing
  • Foreign receivable financing
  • Purchase order financing
  • Small business financing
  • Asset Based Lending
  • Factoring Invoices
  • Invoice Funding
  • Receivable Financing
  • Receivable Factoring
  • Import Financing
  • Export Financing
  • Business Credit Reports
  • Receivable Management
  • Working Capital
  • Accounts receivable purchasing
  • Cash flow
  • Line of credit
  • Traditional credit lines
  • Business financing
  • Asset Based lending
  • SBA Loans
  • US Ex-Im Bank Loans
  • Company Credit Report
 
1st PMF Bancorp Offices

- USA -
Los Angeles Head Office
 9701 W. Pico Blvd 1st Floor Los Angeles, CA 90035
Tel: (877) PM-FACTORS Tel: (310) 858-6696 Fax: (310) 273-6936

- CHINA -
Guangzhou
13F/1303, Southern Railway Bldg., #57 Zhongshan
Road 1, Yuexiu District, Guangzhou 510600
Tel: 86 20 37584102 Fax:86 20 37584103

Shenzhen
Unit 404 Electronics Building, No.2072 Shennan Middle Road,
Futian District, Shenzhen 518031
Tel: 0755 83734304 Fax: 0755 82940770
Contact us: Invoice factoring company
© 1999-2006 1st PMF Bancorp - All rights reserved
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